Banking Agencies Issue Joint Guidance on Banking the Hemp Industry

Posted by & filed under Industry Alerts & Publications.

To our clients and friends: The Board of Governors of the Federal Reserve System, the Federal Deposit Insurance Corporation, the Office of the Comptroller of the Currency and the Financial Crimes Enforcement Network, in consultation with the Conference of State Bank Supervisors, issued a joint statement today clarifying the legal status of hemp and the… Read more »

Jeff Cardone presented at M&T Bank’s and The Bonadio Group’s 2019 Financial Institutions Seminar

Posted by & filed under Presentations.

Jeff Cardone presented at M&T Bank’s and The Bonadio Group’s 2019 Financial Institutions Seminar on November 12 and November 13, 2019 in Syracuse and Albany, NY.  The presentation titled “Next Steps – Different Alternatives to Raise Capital, Merge, Acquire or Be Acquired” discussed different capital alternatives for community banks, including the new Community Bank Leverage… Read more »

Alert – Community Bank Leverage Ratio Final Rule

Posted by & filed under Industry Alerts & Publications.

To our clients and friends: On October 29, 2019, the Board of Governors of the Federal Reserve System, the Office of the Comptroller of the Currency and the Federal Deposit Insurance Corporation (the “Federal Agencies”) adopted a final rule to simplify the regulatory capital requirements for eligible community banks and holding companies that opt into… Read more »

USDA Releases Regulation on State Establishment of Hemp Production Program

Posted by & filed under Industry Alerts & Publications.

To our clients and friends: On October 29, 2019, the U.S. Department of Agriculture (“USDA”) released its interim final regulation regarding the establishment of hemp production programs by States and Indian Tribes.  The regulation becomes effective upon its publication in the Federal Register, which is expected to occur shortly. The USDA regulation requires a State… Read more »